Terms of Service

Effective Date: May 01, 2025

  1. Use of Website
    This website is for informational purposes only. The content is not intended to substitute for professional advice. Always consult with a qualified CPA before making financial decisions.
  2. Intellectual Property
    All content on this site, including logos, text, images, and graphics, is the property of Effulgence and may not be copied or reproduced without written permission.
  3. Client Engagement
    Submitting a form or contacting us does not establish a CPA-client relationship. Services begin only after a formal engagement agreement is signed.
  4. Limitation of Liability
    Effulgence is not liable for any damages resulting from the use of or inability to use the website or from reliance on its content.
  5. Third-Party Links
    We may include links to other sites. We are not responsible for the content or practices of those websites.
  6. Governing Law
    These terms are governed by the laws of New Jersey.